Terms of Service

Last updated: April 12, 2026

1. Acceptance of Terms

By accessing or using Bosly (“the Service”), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Bosly is an AI-powered personal operating system designed for sole traders, freelancers, and small business owners. The Service includes tools for:

  • Business management and task tracking
  • Invoice creation, sending, and payment tracking
  • Finance tracking (income, expenses, and tax estimates)
  • AI-powered inbox management and client communications
  • VAT and Making Tax Digital (MTD) record-keeping assistance
  • Pension contribution tracking and planning
  • Contact and lead management

3. Financial and Tax Guidance Disclaimer

Important Notice

All tax calculations, VAT estimates, pension projections, and financial figures provided by Bosly are for guidance purposes only and do not constitute professional financial, tax, or accounting advice.

Bosly does not guarantee the accuracy of any tax or financial calculations. Tax laws and thresholds change frequently. You are solely responsible for ensuring compliance with HMRC and all applicable tax authorities. You should always consult a qualified accountant or tax adviser before making financial or tax decisions.

Bosly is not registered as an accountant, tax adviser, or financial adviser. Nothing in the Service constitutes regulated financial advice under the Financial Services and Markets Act 2000.

4. User Accounts

You are responsible for maintaining the security of your account and password. You are fully responsible for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or security breach.

5. Acceptable Use

You agree not to use the Service to:

  • Violate any laws or regulations
  • Infringe on intellectual property rights
  • Distribute spam, malware, or malicious content
  • Harass, abuse, or harm others
  • Attempt to gain unauthorised access to any part of the Service
  • Circumvent or reverse-engineer any security measures

6. AI-Powered Features

Bosly uses artificial intelligence (including OpenAI's services) to provide features such as automated replies, task suggestions, and financial summaries. AI-generated content may contain errors and should be reviewed before acting upon it. You retain full responsibility for all actions taken based on AI suggestions.

7. Fees and Payments

Some features require a paid subscription. Fees are charged in advance and are non-refundable except as required by law. We reserve the right to change pricing with reasonable notice. Payments are processed securely by Stripe.

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms. By using the Service, you consent to the collection and use of data as described in the Privacy Policy.

9. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or the Service. You may terminate your account at any time through your account settings, which will delete your data.

10. Limitation of Liability

To the maximum extent permitted by law, Bosly shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service, including any financial loss arising from reliance on AI-generated suggestions or tax calculations.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Users in the United States are additionally subject to applicable US federal and state law. Users in Canada are subject to applicable federal and provincial law. Users in Australia are subject to the Australian Consumer Law.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of significant changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

13. Contact Information

For questions about these Terms, please contact us at:

Email: legal@bosly.app